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Financial Infrastructure Platform

Banking & Payment
Solutions for Digital
Businesses

The bridge between traditional banking and digital finance.
Designed for businesses overlooked by conventional institutions.

EUR
Dedicated IBAN
SEPA Instant
Fast Payments
Fiat & Crypto
Unified Platform
The Problem

The Challenge

Digital businesses face significant barriers with traditional banking.

Limited Banking Access

Traditional institutions view digital sectors as "high-risk" by default. Applications rejected, accounts frozen.

Delays & Freezes

Excessive compliance restrictions lead to transaction delays and unexpected freezes, impacting cash flow.

Fragmented Solutions

No integrated solution for IBANs, payments, and crypto — forcing multiple providers and higher costs.

The Answer

The Solution

One platform. Three pillars. Complete financial infrastructure.

Banking

Dedicated EUR IBAN • SEPA & SEPA Instant • Multi-currency • Fast onboarding

Core

Payments

Batch payments • Open Banking widget • Real-time visibility • Team controls

Digital Assets

On-chain wallets • OTC conversions • Token swap • Yield & staking

Service 01

Dedicated
EUR IBAN

Your own European IBAN account, opened faster than traditional banks. Full SEPA access, no restrictions on your business model.

Fast onboarding Licensed & regulated Full SEPA access
MONETUMEUR Account
LT XX XXXX XXXX XXXX XXXX
Your Business NameSEPA
Service 02

Payment
Operations

SEPA Instant for immediate settlement, batch processing for high-volume operations, real-time financial visibility.

Vendor payouts Partner settlements Payroll Affiliates
Incoming
SEPA / Instant
M
Monetum
Outgoing
Batch / Single
Service 03

Open Banking
Widget

Embed bank payments directly into your platform. No cards, no intermediaries, lower fees, instant confirmation.

Easy integration Lower fees vs cards Instant confirmation
Pay with bank transfer
€ 2,450.00
🇧🇪 KBC
🇧🇪 BNP Paribas
🇫🇷 Société Générale
🇩🇪 Deutsche Bank
Pay Securely
Service 04

On-Chain
Wallets

Non-custodial, gasless wallets. You remain the sole owner of your assets. Connect Ledger, MetaMask, WalletConnect for unified capital view.

Non-custodial Gasless WalletConnect
Monetum Wallet
Total Balance
€ 847,320
EUR€ 324,500
BTC€ 285,420
ETH€ 162,800
USDT€ 74,600
Service 05

Token
Swap

Swap any token directly from the platform. Best-rate routing, fast execution, no need to leave the ecosystem.

All tokens Best rate Secure
₿
BTC
1.5000
Ξ
ETH
24.8750
1 BTC ≈ 16.58 ETH
Service 06

OTC Conversion
EUR ↔ Crypto

Personalized, human-assisted conversions. Faster and cheaper than mainstream exchanges, with white-glove support end-to-end.

Dedicated human support

Monetum OTC
From 0.5%
Coinbase
1.5% – 4%
Bitpanda
1.5% – 2.5%
Service 07

Yield &
Passive Income

Put digital assets to work. Competitive returns, daily compounding, flexible withdrawal.

Up to 49% APY* Daily returns Flexible withdrawal

* Rates are indicative and subject to variation.

USDC Strategy
3 – 8% APY
BTC Pool
4 – 8% APY
ETH Pool
6 – 12% APY
Platform

User Portal — Intuitive Control

Real-Time Visibility

All balances, transactions, positions — fiat & crypto — updated live.

SEPA Instant

Send & receive in seconds. No more cash flow delays.

Team Access

Role-based access, approval workflows, spending limits.

Enterprise Security

2FA, IP whitelisting, transaction monitoring, audit trails.

Auto Reporting

Compliance reports, transaction summaries — export-ready.

API & Integrations

Connect to your stack. Automate payments & reconciliation.

Industries

Who We Serve

We understand the unique financial challenges of digital-first businesses.

Digital Assets — Crypto, exchanges, Web3
Gaming — Online entertainment platforms
E-Commerce — Marketplaces & online retail
Fintech — Financial technology platforms
Trading — Prop firms, brokerages
Advantages

Why Monetum

Reliable EUR IBAN

No account freezes. Banking that doesn't flinch at your industry.

Faster Onboarding

Account opening in days, not months. Streamlined KYB.

Fiat & Crypto Unified

One platform for EUR banking and crypto operations.

Open Banking

PSD2-compliant widget. Higher conversion, lower fees.

Enterprise Compliance

Licensed & regulated. AML/KYC, monitoring, audit trails.

Human Support

Dedicated account managers. Real humans, real solutions.

Social Proof

Trusted Partners

"We were rejected by 4 banks before Monetum. They understood our business from day one and had our IBAN ready within a week."
Digital Asset Fund — Crypto Investment
"The Open Banking widget increased our checkout conversion by 28%. Transaction fees are significantly lower than our previous card processor."
Gaming Platform — Online Entertainment
"Having fiat and crypto in one platform changed how we manage treasury. The OTC desk saved us over €50K this quarter."
Trading Company — Proprietary Trading
Licensed & Regulated SOC 2 Compliant PSD2 Authorized GDPR Ready
Company

About
Monetum

Licensed European financial services provider offering banking, payments, and digital asset infrastructure to businesses worldwide.

Compliance-first principles. EU-licensed banking infrastructure combined with cutting-edge crypto capabilities. We don't just provide accounts — we build long-term financial partnerships.

EU LicensedRegulated institution
European IBANFull SEPA access
Hundreds of clientsMultiple sectors
Dedicated supportPersonal manager
Onboarding

Getting Started

From first contact to live operations — a streamlined, transparent process.

1

Needs Assessment

We discuss your business model, flows, and requirements.

2

Custom Offer

Tailored package with transparent pricing.

3

Agreement & Setup

Sign & pay setup fees to start onboarding.

4

KYB Verification

Compliance review — we guide you every step.

5

You're Live

IBAN opened, platform access, you're operational.

The financial infrastructure
modern digital companies need.

Banking, payments, and digital assets — unified in one platform.

monetum.com info@monetum.com
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